HEALTH INSURANCE

Helping You Get Medical Care, Right When You Need It

If you’re looking for a health insurance plan that offers superior benefits for you and your family, rely on none other than SurePlan Financial, Inc. We work closely with multiple carriers and provide you with options that fit you best, according to your needs, goals, and budget.

Why You Should Have Health Insurance

Health insurance plans can protect you from expenses that can arise from medical emergencies, such as accidents and critical illnesses. If you’re a policyholder, you can have access to quality health care any time you need it, without negatively affecting your cash flow.

As an independent insurance agency, we can shop a myriad of plans and recommend the policy that will work best for you. We also provide professional and straightforward advice. If you’re uncertain what policy to purchase, your designated agent will gladly help you decide on the matter. We’ll come up with insurance strategies to make sure you get the most out of your plan.

Kinds of Health Insurance Plans We Offer

Affordable Care Act (ACA)
Business Group (for Business Owners/CEOs Who Are Looking for a Group Health Plan for Their Company)

Short-Term
Hospital Indemnity
Christian Health Share Plans

NON-ACA/NON-OBAMACARE PLANS/AFFORDABLE ALTERNATIVES TO OBAMACARE:

Individual & Family Short-Term Health Insurance

NATIONAL GENERAL (Offers 360 days of coverage): (4 consecutive three month terms)

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PIVOT HEALTH (Offers 360 days of coverage): (4 consecutive three month terms)

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UNITED HEALTH CARE (offers 6 months of coverage) (2 consecutive three month terms)

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HEALTH INSURANCE INNOVATIONS: (offers 6 months of coverage) (2 consecutive three month terms)

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Christian Health Share Plans

Aliera Health Share Plans

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PRESCRIPTION DRUG PLAN:

PRAM PRESCRIPTION DRUG PLAN

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Brochure

EMPLOYER SMALL GROUP HEALTH PLANS

ARE YOU AN OWNER OF A SMALL BUSINESS? WOULD YOU LIKE QUOTES ON EMPLOYER GROUP HEALTH PLANS? CONTACT US TODAY, AND A LICENSED INSURANCE AGENT/SMALL GROUP PLAN SPECIALIST WILL CALL AND OR EMAIL YOU.

We do NOT share your phone number and or email address information.

Affordable Care Act (ObamaCare) Individual and Family Plans

Affordable Care Act

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Non-ACA Health Plans/Non-Obamacare Plans - Important Information

Applying For a Short Term Medical Plan: The Length of a Policy

The Length of Coverage

Depending on your needs and your state, your coverage could be for one month or up to nearly 12 months.

Current federal regulations limit short term medical plans to 90 days under one certificate of insurance. However, some carriers (National General and Pivot Health) offer you the convenient opportunity to apply for up to three additional back-to-back certificates at one time, allowing you to have coverage for nearly 12 months. You do not have to qualify again for the three additional certificates, and you can cancel at any time. United Health Care and Health Insurance Innovations offer two consecutive back to back policies at one time, allowing you to have coverage for nearly 6 months. Health Insurance Innovations even offers a $0 deductible on the second 90 day policy after you have completed the first 90 day (3 month) policy.

How It Works

If you decide to enroll in back-to-back coverage terms, a new certificate of additional coverage will follow each 90-day coverage period. Each certificate will have an effective date that starts the day after your previous coverage expires.

Shortly before the expiration of coverage of your active coverage, you will be notified of a new coverage ID card in your online member portal which you can print and use for the following period.

The Advantage of Back-to-Back Policies

While your deductible and any out-of-pocket responsibilities start over with each subsequent coverage certificate, any medical conditions that arise and that were covered by your initial plan will be covered under your subsequent new certificates, subject to plan limitations. There are no medical questions to qualify or new waiting periods after your initial enrollment.

Schedule a Free Appointment

We offer in-home and remote screen-sharing consultations at no charge. If you prefer an in-person meeting, you can contact us through the link on this site, or by phone, email or text messaging. We also provide free quotes, which we can send through text messaging as well.